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Payday loans give you the option of getting money within a very short time. You might not always have extra money stashed somewhere for emergencies that might crop or for any other unforeseen circumstances; this is where apply for a loan come in. Unlike other loans that require you to put up some kind of security in order for the loan to be granted, a payday loan is not so. This is how the system works. You only need to have a basic salary and provide proof of the same. The loan will be deducted from your salary when your check comes through.